Otherwise good advices but I'd leave UAC on (installing some kinky program may need turning it temporarily off). I used to keep it off and got some virus/spyware into my computer. As first task that turned off my virusprotection so I had no idea there ware bad programs in my computer. Once I noticed it (by accident) I couldn't removel the badware or even reinstall my virus protection. Removing the dirt needed a special tool (and knowledge) from Internet. Since that I have kept UAC on. However not a single CTD so far.
http://www.7tutorials.com/uac-why-yo...er-turn-it-off
Pekka
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